Financial Services

10/12/10

Individual Financial Services

Secrete of Financial Independent -- Your Behavior

First step to build your wealth is to know this secrete and Plan Early! Wealth planning is not just for rich people.

Second Step to work with a trustful professional. Our goal is help you to build a financial discipline that you will apply to your everyday life. We will teach you to save your current and future tax and place your tax saving into a tax free vehicle.

Call us @ 847-915-9950 or Email us to schedule a in person appointment. We will set down with you to discuss different plan options and to analyze advantages and disadvantages of those options. We want to maximize the advantages and minimize the disadvantages of those available investment options that will help you to make decision. Remember, I don't decide for you. It is your decision. Our services include but not limit to:

	Mortgage Plan and Analysis
	Tax Plan and Analysis
	Saving Plan and Saving Option Analysis
	Insurance Plan and Analysis
	Personal Debts Management

Mortgage Plan and Analysis

Buying a house is one of the biggest investment decisions. However, people are focus on wrong questions. They always ask for wrong thing such as what is the interest rate, what is the payment will be. The correct question should be how much down payment I should put, how should I plan the mortgage payment, what I can do If I have extra principle to pay, and when I can be debt free?

Mortgage Calculators
Mortgage comparison: 15 years vs. 30 years	Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Payoff	Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Points Calculator	Should you buy points? Use this calculator to find out.
Mortgage Qualifier	Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven	Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Tax Plan and Analysis

Do you pay too much tax? Let us take a look. We will give you suggestions and action plans for your future tax saving.

Saving Plan and Saving Option Analysis

Do you maximize your tax saving vehicles on your investments? Nobody can provide guarantee on your investment, but we can help you to save your tax on your investment. When you accumulate your assets, consider the tax efficient account first.

Savings Calculators
College Savings	Use this calculator to help develop or fine tune your education savings plan.
Cool Million	Find out when your savings plan may make you a millionaire!
Don't Delay Your Savings!	Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Savings Calculator	Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings, Taxes, and Inflation	Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Retirement Savings and Planning
Required Minimum Distribution (RMD)	Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Retirement Planner	Quickly determine if your retirement plan is on track - and learn how to keep it there.
Roth IRA Calculator	Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion	This calculator will show the advantage, if any, of converting your IRA to a Roth.
Social Security Benefits	Use this calculator to estimate your Social Security benefits.
Traditional IRA Calculator	How can contributing to a regular IRA help you in your retirement?

Insurance Plan and Analysis

Insurance is one of the fundamental on the financial planning, because it assurances certain protections. Do you have insurance, which type?

Insurance Calculators
Health Savings Account (HSA) Contribution Calculator	This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Life Insurance Calculator	How much life insurance do you really need? Find out here!
Variable Annuity Calculator	How can a variable annuity help you save for retirement? Use this calculator to find out.

Personal Debts Management

One of the biggest invention last century was the personal credit system. It enable individuals spend their money in advance of their earnings. You can better utilize this credit system by regulating your spending habit. We will help you to consolidate your debts and to invest your savings.

Loan Calculators
Amortizing Loan Calculator	Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Loan Comparison Calculator	Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Credit Cards and Debt Management
Accelerated Debt Payoff	Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Payoff	Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidation	Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Roll-Down Your Credit Card Debt!	The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

Call Us Early for Your Free Consultation.

This site was last updated 10/12/10